📍 3 Fredman Drive, Sandton, Johannesburg, 2196 📞 +27 68 993 3472 ✉ info@qalunivofin.com
Now onboarding new corporate banking clients — talk to us today.
Sandton · Johannesburg · South Africa

Every financial sector.
One trusted partner.

From personal banking and investments to corporate finance and institutional advisory — Qalunivo Financial Services brings every corner of the financial world under one roof, right here in Sandton.

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Years of Experience
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Financial Sectors Covered
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What We Do

Six Sectors. One Firm.

We deal with all financial sectors — including the banks — so you never have to juggle multiple providers again.

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Banking Services

Personal and business banking facilitation, account structuring, and negotiation of bank products with all major South African banks.

  • Personal & business accounts
  • Home & vehicle finance
  • Working capital & overdrafts
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Investments & Asset Management

Portfolio construction, unit trusts, equities and fixed income — managed with a disciplined, research-led approach.

  • Discretionary portfolios
  • Unit trusts & ETFs
  • Retirement funds (RA / pension / provident)
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Insurance Solutions

Life, short-term and commercial cover sourced and compared across leading insurers to protect what matters most.

  • Life & funeral cover
  • Commercial & short-term
  • Medical aid advisory
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Corporate Advisory

Raising capital, deal structuring, due diligence and turnaround strategy for growing and established companies.

  • Debt & equity raising
  • Mergers & acquisitions support
  • Business valuations
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Wealth Management

Estate planning, trusts and succession — building and preserving wealth across generations with tax-smart structuring.

  • Estate & succession planning
  • Trust administration
  • Tax-efficient structuring
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Risk & Compliance

Governance frameworks, FICA/POPIA compliance support and enterprise risk reviews that keep regulators satisfied.

  • Regulatory compliance
  • Risk assessments
  • Internal controls review
Why Qalunivo

Advice that works across the whole market

Because we work with every financial sector — including the banks — our advice is independent, comparative and always in your interest.

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Independent & Bank-Neutral

We are not tied to any single bank or insurer. We compare products across the entire market and recommend what genuinely fits you.

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Qualified Advisors

Our consultants are registered financial services providers with deep sector experience across retail and institutional finance.

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Rooted in Sandton

Based in Africa's financial capital, we are minutes from the banks and institutions we negotiate with on your behalf.

Our Approach

Structured. Personal. Proven.

Every engagement follows a simple, rigorous process — understand, structure, implement, and stay accountable for results.

  • One-on-one discovery session to map your full financial picture
  • Written recommendations across banks, insurers and investment houses
  • Implementation handled for you — paperwork, submissions, follow-ups
  • Annual reviews and ongoing portfolio monitoring
More About Us
Qalunivo advisors consulting with clients

Ready to talk to a financial expert?

Walk into our Sandton office, call us, or send an enquiry — an advisor will get back to you within one business day.

Contact Us Today